If you have been banned from getting a chase bank account like me. Let it not stop you from going to the next bank. Also you can still be approved for credit cards or auto loans cause that a different department that handles that. I personally have a chase sapphire reserve card with $10k on it and i also have an auto loan with them as well worth $70k. Just a heads up family. Couple of reps i spoke to told me yes i can't ever open a checking account with them due to my pass history but the other products is fine. My chexsystem and Earlywarning is clean. Also i ask the rep if i can get the chase ink and the chase cash without having an account. So I am dropping this here so that it can help one another.