🤔The problem isn’t the card. It’s the lack of financial literacy of the person holding it.👊
💡 When people don’t understand interest rates, minimum payments, budgeting, or cash flow, a credit card becomes dangerous. Not because the card is evil—but because the knowledge to use it responsibly is missing.
💳Used correctly, a credit card can:💳
- Help manage cash flow
- Build credit history
- Offer protection and rewards
- Create financial flexibility in emergencies
🔥The card isn’t the problem.🔥
🚨The lack of financial literacy is.🚨
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🤔The problem isn’t the card. It’s the lack of financial literacy of the person holding it.👊
skool.com/creditcommandacademy
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