WEEK 3 – FOLLOW-UP
Day 15: Emergency Buffer
Unexpected expenses are one of the most common reasons people miss payments.
Today’s goal is to build a small financial cushion.
💬 Question
Do you currently have at least $100 set aside to help prevent a future late payment?
📊 Poll
• Yes
• Working on it
• No
📌 Note
Even a small buffer can protect your credit.
A $50–$100 emergency fund can help you cover
:• Minimum payments
• Unexpected fees
• Small emergencies
🔍 Action Step
If you don’t have one yet, start building a small safety buffer this week.
Credit repair is also about protecting your progress.
Comment “BUFFER” if you’re committing to start building one.
Strong credit profiles are built with good financial habits, not just disputes.
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WEEK 3 – FOLLOW-UP
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