DAY 12 – MEDICAL DEBT REALITY (2026)
Day 12: Medical Debt Reality
A lot of people believe medical debt automatically disappears from credit reports.
That’s not always true.
Recent scoring updates have changed how some medical collections are reported, but it’s still important to verify the details on your report.
💬 Question
Do you currently have any medical collections reporting?
Comment:
• Yes
• No
• Not sure
📌 Education
Always verify:
• The balance being reported
• The date of the collection
• Whether the account is actually yours
• If the information is accurate across all bureaus
If something is inaccurate, it can be disputed.
🔍 Action Step
Take a moment today to check your report for any medical collections.
Comment “CHECKING MINE” once you’ve reviewed your report.
Understanding the details behind medical collections can make a big difference in your strategy.
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DAY 12 – MEDICAL DEBT REALITY (2026)
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