So during the pandemic I saw a lot of my buddies not paying their rent and bills and some got checks from the Gov. to pay off their rent for the year . I tried to do the same. When it was time for me to get my check the State of Ga told me they didn’t have nothing for me. I ended up in like $11k of debt for several months of not paying rent. I also took out a loan for $5k to get my life back together. Now I’m in debt for $16k Eli saw that shhhh on my credit report n wiped them both off and I’m half way through my credit journey. Positive milestone for me yay lol