25d • General discussion
Monthly Budget Template
Good Evening Everyone,
I'm posting a copy of the monthly budget template I use to both set budgets for our household and also track actual expenditure during the month.
Down the bottom it has an excellent guide for how much certain portions of your budget should be as a guide. All circumstances vary but it will give you an idea what you could aim for or what you might have to sacrifice in order to further certain goals you might have.
I'll post more information shortly on how to use it.
In the meantime, you'll want to populate the blue fields.
Input your wage data (on a monthly basis).
Then set a budget for the current month for each column.
Then start inputting your expenses from your bank statements and credit cards.
The first month is likely to be a bit of a wake up call for what you spend on certain things. I'll be posting our system late this week for how to manage infrequent but large expenses (rates, insurance, car registrations etc).
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Monthly Budget Template
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