Franchise vs. Independent Business: Which is actually easier to finance? 💸

Are you torn between buying a franchise or acquiring an independent business?

Most buyers ask themselves: "Which one is more fun to run?" or "Which brand is stronger?"

But if you need leverage to get the deal done, the real question you should be asking is: "Which one will an SBA lender actually fund?"

In our latest video, we pull back the curtain on how underwriters view risk when comparing these two models. Before you submit your next LOI, you need to understand how the banks are grading your deal.

Watch the full video here 👈

🔑 Key Takeaways You'll Learn:

Why Lenders Love Franchises: How predictability, established playbooks, and corporate support systems give underwriters a sense of security.
The Independent Business Edge: Why strong, historical cash flow can sometimes completely overshadow a franchise's projection model.
The 4 Critical Pillars: The exact factors banks evaluate when looking at your acquisition architecture.
The "Air Ball" Trap: Why some lenders will drop your leverage from 90% to 70% late in the game, and how to avoid it.

The Golden Rule of SBA Financing: Most deals are won or lost before underwriting even begins. Understanding "the box" your lender operates in is the ultimate speed hack to closing.

Check out the breakdown, and let’s discuss below:

👇 Which model are you currently leaning toward for your next acquisition, and why?

Click here to watch: Franchise vs Independent Business (SBA Financing Guide)

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Franchise vs. Independent Business: Which is actually easier to finance? 💸