Credit Talks
Private
1 member
Free
Real credit education for people who were never taught the rules — not another guru group selling hope.
I went from a 4 credit score to running a credit repair business in New Haven. No financial background, no family money, just figured out how the system actually works and started showing people from my own community how to use it.
This group is where I break down:
  • How disputes actually work under FCRA/FDCPA (not the TikTok version)
  • What's really hurting your score vs what's noise
  • How to build credit the right way — utilization, builder products, timing
  • Real client wins, real numbers, real timelines (no "trust me bro")
If you're dealing with collections, denials, or a score that's locked you out of apartments, cars, or funding — you're in the right place. This is proof over promises.
Free to join. I post new breakdowns weekly. When you're ready for a custom dispute strategy built for your actual file, that's what AMC is for.
powered by
Credit Talks
skool.com/ascended-minds-2859
Credit education for people who were never taught the rules — not a guru selling hope.
From a 4 credit score to running a credit repair business.