21d • General discussion
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A lot of people think getting approved for funding is just about credit score.
It’s not.
I’ve seen people with decent scores still get denied because:
• income wasn’t positioned correctly
• utilization was too high
• too many recent inquiries
• weak business structure
• no real funding strategy
And I’ve also seen people with imperfect credit still get approvals because they understood how lenders actually evaluate risk.
This is why I keep saying:Being “credit aware” and being “fundable” are two different things.
Over the next few days, I’m going to start breaking down:
✔️ what lenders actually look for
✔️ why people get denied
✔️ how to position yourself better before applying
✔️ common mistakes that waste time and inquiries
If you’re still here, comment “READY” so I know who’s serious about leveling up their funding profile this month 👇🏽
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