AI Credits Stack (Stop Paying Full Price)
If you’re building anything with AI right now, you should not be starting from zero cost.
There are real programs out there that can cover a large portion of your infrastructure and model usage. Most people either don’t know about them or never apply.
Here’s a solid stack to start with.
Tier 1: High-Value Credit Programs (Apply First)
Google Cloud for Startupshttps://cloud.google.com/startupUp to $350,000 in credits depending on stage.
Amazon Web Services Activate https://aws.amazon.com/startups/creditsUp to $100,000 in credits.
Microsoft Founders Hub https://foundershub.startups.microsoft.comUp to $150,000 in credits plus access to AI tools.
Cloudflare for Startups https://www.cloudflare.com/startups/Credits for infrastructure, performance, and security.
DigitalOcean Hatch https://www.digitalocean.com/hatchStartup credits and support.
These alone can eliminate most early infrastructure costs if you qualify.
Tier 2: AI Model and Usage Credits
Amazon Web Services https://aws.amazon.com/free
These credits are often bundled inside startup programs or free tiers and can be used directly for model usage.
Tier 3: Aggregators and Credit Unlock Platforms
These are heavily underused and often unlock multiple deals at once.
Secret (Startup Deals Platform) https://www.joinsecret.com
FounderPass https://www.founderpass.com (This one helped me a lot in my first start up)
These platforms help you stack multiple credits across tools, cloud providers, and AI services.
Tier 4: Additional AI Tools with Free Usage
Many of these offer free tiers, daily tokens, or low-cost usage that can extend your runway significantly.
How to Actually Use This
  1. Apply to at least one Tier 1 program this week
  2. Pair one cloud provider with one AI model provider
  3. Use free tiers and credits before paying for anything
  4. Stack multiple programs instead of relying on one
If you do this right, you can build and test a full AI product with little to no upfront cost.
Need help applying? Ask me! I've actually applied and received credits to most of these.
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David Smith
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AI Credits Stack (Stop Paying Full Price)
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