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Credit MasterClass

Public β€’ 879 β€’ Free

Oilfield Success Society

Private β€’ 1.5k β€’ Free

4 contributions to Credit MasterClass
Credit limit
I have a credit limit of $2,200 and I need to spend $1700 why are some saying it’s bad to go above 30% but others saying I can spend as much as I want and pay it off by the statement date
0
1
New comment Jul 7
Paying in full or leave a little balance
I thought paying it in full was the better option but why Is it bad should I pay my balance and leave a lil balance in between the payment due date and statement date and pay the remainder of my balance so it can report the little utilization it has ?
3
3
New comment Jun 4
0 likes β€’ Jun 2
@Cristian Tovar thanks bro
Credit utilization
$1900 balance so I can spend $500 monthly and then pay it back til it’s at 10% of my credit utilization and then pay the remaining 10% before the statement due date ?
3
1
New comment Jun 3
Credit utilization
First time having a credit card my balance is $1900 so 10% of that is $190 but if use 30% of my balance and make a payment and drop it to 10% will I be good and all I would have to do is pay the remaining 10% by the closing date ?
4
3
New comment May 30
1-4 of 4
Valentino Meraz
2
12points to level up
@valentino-meraz-4015
Tryna learn the game

Active 119d ago
Joined May 27, 2024
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