Our new member @Kenny Anderson asked a really good question. Credit limit increases with Amex after they cut your limit back. Step 1: Ensure credit is over 700 Step 2 : Open high yield Savings account w/ $500 let sit for 30 days Step 3 : Lock TU and EQ Step 4 : Call for CLI and increase you income by 20% when you apply Step 5 : You should get approved! Hope this helped!

As we beef up @William Derrick III personal lines of credit to setup for biz funding, we just got knews @Shaunt Anserlian funded him his first $5400 personal chase credit card! Let's clap it up for him!

Pick (2) - Open Personal and Biz Checking accounts with them , deposit $500 , wait 60 days , apply for personal credit card . Lets Fund Tribe!! 30 Day List of Credit Unions 1 Navy Federal CU Personal & Business 1. Tower Federal CU 2. PSECU 3. Apple Federal CU 4. Alliant Federal CU 5. Corporate America Family CU 6. Teachers Federal CU 7. Alliance CU (Online Visa) Personal & Business 8. BECU 9. Consumers Credit 10. Upgrade Credit Union 11. Lake Michigan CU 12. Andrew federal CU Personal & Business 13. Langley federal CU Personal & Business 14. Penfed CU Only Personal 15. AOD Federal CU Only Personal 16. Signature  Federal CU Personal & Business 17. Liberty Federal CU Only Personal 18. AG Federal CU Only Personal 19. State Employee CU Personal & Business (Maryland) 20. Texans CU Only Personal 21. Truist Bank Personal & Business 22. DCU Credit Union 23. Nasa FCU 24. NIHFCU “30 Day Dip” 2 Products 1 Inquiry 25. 25. SECU “30 Day Dip” 2 Products 1 Inquiry

Overall Deletion Rate:47.5% Credit Score Improvements EQ - Score 562(+30) TU - Score 575(+1) EX - Score 576(+16) ✨ Round 4 Results: Total Items Removed:19 Total Charge-Off Amount Deleted:$28,263 ✅ Collection Removed: 14 ✅ Charge-Offs Removed: 3 ✅ Personal Information Cleaned/Updated:2 💡: The dispute process involves a thorough review of your credit report to identify any inaccurate, outdated, or unverifiable information—particularly related to collection accounts, charge-offs, or incorrect personal details. Formal dispute letters are submitted to Experian, Equifax, and TransUnion in accordance with the Fair Credit Reporting Act (FCRA). These bureaus are required to verify each disputed account directly with the original creditor or collection agency. If they cannot provide proper verification within the legal timeframe, the inaccurate or unverified items must be corrected or deleted from your report. Additionally, any paid or settled collection or charge-off accounts can be updated to reflect an accurate status, such as “Paid in Full” or “Settled,” ensuring your credit profile is both fair and current.

Credit Score Improvements EQ - Score 587(+86) TU - Score 553(+29) EX - Score 530(+36) ✨ Round 4 Results: Total Items Removed:5 Total Charge-Off Amount Deleted:$381 ✅ Collection Removed: 3 ✅ Charge-Offs Removed: 1 ✅ Personal Information Cleaned/Updated:1 💡:To lawfully dispute and request the deletion of inaccurate collection or charge-off accounts, as well as the removal of incorrect personal information from your credit report, you should first obtain a current copy of your credit report from each of the three major credit bureaus—Equifax, Experian, and TransUnion. Carefully review each report for any inaccurate, outdated, or unverifiable information. To begin the process, submit a written dispute to each credit bureau reporting the error, clearly identifying the item in question and providing a detailed explanation along with any supporting documentation that proves the inaccuracy or verifies your claim.