I’ve been digging into COMMERCIAL AUTO INSURANCE here in New Jersey, and man… the numbers are wild. 😅 I’ve seen quotes hit $35,000 PER YEAR for my roll-off truck. Out of curiosity, I checked rates in Fort Worth, Texas — where my son lives — and I’ve gotten quotes as low as $7,000 A YEAR. 🤯 Here’s where the confusion starts:One agent says I can classify under EQUIPMENT RENTALS, and another guy says it MUST be DEBRIS REMOVAL. I’m stuck in the middle because, honestly, both are kinda true. I DO rent the dumpster… but I’m also handling debris. And God forbid something flies out of the can and causes an accident — if I’m misclassified, I could be in real trouble. ⚠️ So I’m just trying to figure out WHAT CLASSIFICATION YOU GUYS USE, and what kind of RATES others in the industry are actually getting. My truck is almost 20 YEARS OLD, and I’m only putting a STATED VALUE OF $50,000 on it. Yet these NJ quotes are coming in sky-high — the cheapest so far is $27,000. It seems like PROGRESSIVE is the only carrier even willing to touch this line of work in New Jersey right now. And of course, New Jersey wants $1.5 MILLION in LIABILITY minimum. 🧾💸 Yeah, I could choose equipment rentals just to save some money… but I have a feeling that could come back to BITE ME HARD if anything ever happened. 😬 Any thoughts? Anyone getting decent rates? Any carriers worth checking out?

How was it? Anyone go?

Just curious — do you guys handle your own vinyl lettering, or do you take it to a vinyl shop? 🤔 And what about wraps — do you have a pro do it, or produce it yourself? I’ve seen wraps around here going for about $5K, and even lettering’s not cheap 💸. I’ve used StickerMule and Lettering.com to help my son out before, but it still added up fast. So I’m wondering — did you buy your own vinyl machine and start doing it in-house, or do you outsource everything? I’ve seen one local guy who clearly used stencils and spray paint — quick, sure, but it looks… well, cheap 🫠. I know it’s “just a dumpster,” but branding matters — that two-tone look or clean logo really helps you stand out from the pack 🟡🔴. I really like the job Joe did with his dumpsters — that raccoon logo is a nice touch 🦝👏. There’s also a guy in Josh’s network (forget his name) who’s got a rhino logo — I think his company’s called Rhino Solutions — and it really works. Makes me think I might need to come up with a mascot myself. 🦏💡 I want to make it simple, memorable, and not too busy — something that sticks without looking cluttered. Any suggestions for a mascot or logo concept for Pro Dumpster Rentals? I’m open to creative ideas that still look professional and tough. Also, John at Same Day Dumpsters out in Salt Lake City has a great setup — mixing orange, baby blue, and white trucks. It’s clean, fresh, and stands out without looking overdone. 🎨🚛 Even the big dogs like Republic and Waste Management keep it simple with one centered logo — but since every dumpster’s a rolling billboard, I still want something that pops without breaking the bank 💥. Maybe I’m overthinking it, but I’m chasing that sweet spot between cost and brand impact. Anyone else wrestle with the same decision? 🙏

Hey everyone — looking for recommendations for bookkeeping and accounting services for a dumpster rental business. I did download QuickBooks, but I’m curious how others are handling this side of things. Do you guys do all your bookkeeping and accounting in-house, or do you hand it off to a pro who keeps everything running smooth — so when tax time rolls around, you’re already buttoned up? Personally, I could probably handle it myself, but let’s be real — sometimes we try to wear too many hats, and end up becoming a jack of all trades, master of none. 👷‍♂️💼 I’m thinking it might make sense to delegate bookkeeping just to make sure the books stay clean and accurate, and I’ve got a clear dashboard showing where the business stands at all times. That way I can focus on what really matters — growing the business and making money. 💪🚛

I keep hearing that people have been dead, and that's not JUST in the dumpster industry. I've heard it from a very well established tile installer. I heard it from a buddy of mine who repairs sprinkler systems. I just read a post about issues with getting paid at another mans storage lot. How are things looking for you in your local market? Are you experiencing a slow down? Is it business as usual? Slammed as can be? If you're slow; what has been your primary focus for digging yourself out of the hole? If you're slammed; what has been the greatest driver of growth and success? Personally I'm in a weird spot. Year over year I'm crushing it, but if you look at 2025 as a whole, this has been my worst month BY FAR. So it's hard to say what's going on in the world based on my experience. Let's hear from you guys on what you're seeing!