Most people don't realize this, but the same illusions that keep us spiritually stuck also keep us financially trapped. Alan Watts, one of the greatest philosophers of the 20th century, spent his life exposing the lies our minds believe. And honestly? Those lies look exactly like the ones the credit system teaches you. Here's what I mean: The Illusion of the “Separate Self" = The Illusion of “Minimum Payments Work." Alan Watts said the biggest illusion in life is thinking you're separate from everything around you. The Credit Avenger says the biggest financial illusion is thinking minimum payments are “helping.” Both illusions keep you stuck. Because in both cases, you're fighting shadows instead of seeing the truth. Watts’ Teaching: "You suffer because you misunderstand your relationship to things." Credit Avenger Teaching: "You stay in debt because you misunderstand your relationship to interest." Watts taught that once you see clearly, fear collapses. I teach that once you face the numbers, debt collapses. Same principle. Different battlefield. Watts Freed Minds. The Credit Avenger Frees Wallets. Watts exposed: - Ego - Fear - Illusion - The stories we tell ourselves The Credit Avenger expose: - Minimum payments - Predatory interest - Financial avoidance - The lies credit companies hope you never question Watts guided people to inner peace. I guide people to financial peace. The Debt Snowball 2.0 = Applied Zen. You don't overcome fear by wrestling it. You overcome fear by understanding it. You don't overcome debt by paying minimums. You overcome debt by strategic, intentional action: - Weekly payment habits - Knowing your numbers - Behavior change - Awareness instead of avoidance If Alan Watts taught finances, this is precisely the system he'd build. Watts believed enlightenment begins the moment you stop falling for illusions. Debt freedom begins the moment you stop believing the lie that "minimum payments are enough." Wake up! Look clearly. Take action.

To all my American friends in this community—may your day be filled with people you actually enjoy, food you didn’t have to cook all by yourself, and the kind of peace that reminds you you’re doing better than you think. 🍁 As we head into the holidays, I’m grateful for every one of you who shows up here ready to learn, grow, and take back control of your financial story. This is how we build lighter loads, smarter plans, stronger credit, and a whole lot less “hustle for the sake of it.” Here’s to more clarity, more confidence, more wins, and a future where your money works for YOU—not the other way around. 🧡 Stay thankful. Stay curious. Stay empowered. I am the Credit Avenger. ⚡️

G'morning, Avengers! John asked me if I'd share my getting out of debt story, and I figured sharing my Notebook LM video (7.5 min) share would do far more justice than writing it. The video was created from my free eBook which is titled The 3 Shifts Every 9-to-5er Needs - To Work by Choice, Not Obligation. Will you let everyone know what resonated most with you? https://notebooklm.google.com/notebook/d2cd9163-748e-4f7a-a2fe-d6005b8d4fef?artifactId=9c4919de-0184-477e-bd89-e99ece9533bb 🫶 Natalie P.S. I wish I had done this years before letting it get to this point, but we live, learn, and course correct :)

Excited to share this with you all, because your feedback from the last session was incredible. The time worked perfectly, so we're locking it in. Starting now, our official Credit Avenger Q&A will take place every Wednesday. This is your weekly chance to get real answers, fundamental strategies, and real support. Welcome to the only Q&A corner where no question is too small, too embarrassing, or too late. If you're drowning in debt, confused by credit scores, frustrated with collectors, or tired of working every month to pay finance charges, this is your safe space.

Keep going. Celebrate the small wins. Mourn the losses. Then wake up the next day… and fight again. Because sometimes, the most heroic thing you can do is simply not to give up. You’re not just surviving your financial journey — You're becoming your own Credit Avenger. One day, one choice, one victory at a time.