I thought I could keep track in my mind, but writing it down made me realize how much I was spending every single month! Don’t let another month pass by! I’ll be checking in. Show up for yourself 💪🏽

We have had an influx of new members! Shoutout to @Ramona Phillips , @Carmen Diggins , @Kendall Mitchell , @Shamona Smith , @Ariana Jackson , @Damien Wafford , @Denika Staggers , @DeAunte Henderson , @Shaylon Wright , @Chanise Jackson , and @Vanessa Wiley for joining this community of self-motivated individuals. As always don't be afraid to comment & tag me with any questions you may have. 💬 This is community is for all of us to gain insights, knowledge, & value that will impact each of our lives for the better. Your questions pave the path for future members, helping us to create a resource that will serve people all over the world. 🌱 For context: Since our initial launch on Nov. 28th, we have moved from #12,000 in the 'Money' category to being ranked #8098 in the world (Skool Communities). This speaks volumes to what we have created & our potential for impact in the world. 📈 We can't say enough, how grateful we are for having you here at the beginning stages of this resource. We look forward to helping you to develop skills & embrace opportunities in the Real Estate. Things to look for: Soon we will launch our Affiliate Commission system that will allow you to refer & earn when you share the "Real Estate Best Kept Secrets" community with your friends & family! -The ANH Team

A lot of people join, watch a few lessons, and think: “I don’t even know what to ask…” This space is exactly for that. You don't have to have the “perfect” question. You just have to be honest about where you’re at. Here are some ways to think about good questions and a few examples to get you started. 1️⃣ Money Questions 💰 Think about your income, debts, and savings. You can ask things like: - “Here’s my rough income and debts. Am I focusing on the right thing first?” - “Is my car payment hurting me more than I realize?” - “How should I think about saving if I’m paying off debt too?” You do not need to post exact numbers if you’re not comfortable. Ranges are fine. 2️⃣ Credit + Readiness Questions 💳 Think about how ready you feel today. You can ask: - “My credit is around the ___s. What should I work on in the next 6–12 months?” - “How do I know if I’m actually ‘ready’ vs just scared?” - “What are red flags that tell me I should wait before buying?” 3️⃣ Process + Timeline Questions ⏲️ Think about where you are in the journey. You can ask: - “I’m in the research stage. What’s the smartest next step?” - “I’m already pre-approved. What should I be doing before I start making offers?” - “If my goal is to buy in 12–18 months, what should I focus on this year?” 4️⃣ Local Market + News Questions 📰 Think about headlines and local talk that confuse you. You can ask: - “I saw an article about rates or prices in my state. What does that really mean for me?” - “People keep saying it’s a ‘bad time to buy’ where I live. How do I know if that’s true?” Drop your state when you ask, so we can give better direction. 5️⃣ “For My People” Questions 👴🏽 👵🏽 👨🏽 👩🏽 👦🏽 You can also ask on behalf of someone you care about. - “My mom / friend / cousin is in this situation. How should they be thinking about it?” - “Nobody in my family owns a home. Where do we even start together?” How to Post a Helpful Question When you post in Have a Question?, try to include:

The federal agency that oversees Fannie Mae and Freddie Mac is raising the “conforming loan limit” again for 2026. (https://www.fhfa.gov/news/news-release/fhfa-announces-conforming-loan-limit-values-for-2026) In simple terms, this is the maximum loan size that can still be treated as a standard conforming loan instead of a jumbo loan. Key points: - The baseline conforming loan limit for 1-unit homes will move into the low–$800,000s in most areas - High-cost areas will have limits over $1.2 million - This change is happening because average home prices have continued to rise Why this matters: - Most first-time buyers won’t shop near those limits, especially in more affordable markets - But higher limits help keep more homes in the standard “conforming” box instead of pushing buyers into jumbo loans - Conforming loans usually have more flexible guidelines and more program options How to use this: - If you are shopping in a higher price range, ask your lender what the conforming limit is in your county - Find out at what price point your loan would become “jumbo” - For most entry-level buyers, this is good background info, but your focus should still be on budget, DTI, and down payment