Hello! I have been slowly been going through the classroom. And I had a question. I have seen that if you have an account go to collections that you no longer have to pay it because you never agreed to have it be bought up by collections. And then just remove it from your credit file. Is this right? I currently had a cut back on hours and am trying to build back up my income but as a result I am 1-2 months behind on a lot of my payments. Just wanted to know about the collections as I would let my cards go into collections if this is the case...