Sub2 is short hand for "subject-to the existing mortgage" which is a fancy way of saying "taking over someone's mortgage". Here is a quick rundown on how I was paid twice on one realestate deal and you can do the same: It's relatively easy to find a deal on Zillow if you're patient and persistent. I was browsing Zillow and exclusively focusing on houses with the longest days on market. Any time I came across a home with multiple price drops and >90 days on market I would dig deeper. I would use a software program called Propstream, although there are multiple available, to find out the mortgage information on the property. Whenever I found a home where the mortgage payment was significantly below market rents and the owner had a low mortgage rate (~3%) I would reach out to the agent with my offer. My offer was simple, I will pay the seller $5-$10k to walk away from the home and I would take over the mortgage. Eventually I came across a seller who was on the brink of losing the home, so rather than damaging their credit AND losing their home I paid them $10k to walk away from it. The mortgage payment on the home was $750/mo and the market rents were around $1,500 (this was in Villa Rica, Ga). Now I controlled a home that I essentially paid $10k for with a $750 mortgage payment where rents were $1,500. This gives me multiple exit strategies, most people keep them as a rental but I took this several steps further. Part 2. The exit I chose was to turn around and seller finance this home. I sold it for $20k down and $1,250/month to an end buyer. Part two moved me into the green giving me $10k profit and a monthly stream of income at $500/month. Part 3. Most people would certainly stop here right? I profited $10k and I'm making $500 a month for free... but I went for the extended cut. I now hold a note that is valuable to investors, I found an investor who was interested in buying this note and she gave me $40k for it. So she will net $500/month for 30 years and paid $40k for that stream of income. Win, Win, Win, Win for 4 people. (the lady who was going to lose her house, the buyer who needed seller financing, the note investor, and me)

- Starting to invest in trading cards can be both exciting and budget-friendly. A great beginner-friendly approach is to focus on affordable sets—consider modern sports cards or Pokémon cards, which often have lower price points than vintage cards. You can begin by purchasing booster packs or starter boxes rather than individual high-value cards, allowing you to build a diverse collection without significant financial risk. Additionally, joining online communities or forums can provide insights and support as you learn about the hobby. Remember, enjoying the process is just as important as potential profits, so take your time and explore what interests you

Options are used in both stocks and realestate. The name tells us exactly what it is without describing it. You simply have an option to buy or sell an asset at a pre-determined price and up to a pre-determined date. Here's a realestate example because it's a more tangible asset that we can easily wrap our head around: You own a piece of raw land you want to sell for $50k and I am a builder. I am considering buying your land and building on it but I want to make sure I do my due diligence prior to forking over the entire $50k for it. You could put it under contract with me for 90 days while I do my due diligence but it locks up the property so you can't sell it to anyone else. I could walk away at day 89 and you just lost out on 3 months of opportunity cost to sell the land to someone else. Alternatively you could SELL me an option. For $5k you give me the right to purchase this property for $50k any time between now and 90 days from now. On day 91 I no longer have the option, my option will expire worthless. What's the benefit to this? You receive a non-refundable $5k for locking up your property with me, I receive the ability to do my necessary due diligence and save myself $45k if the land ends up not being what I'm looking for. Hopefully this helps.

Any feedback is greatly appreciated

Is the bigger news today Jerome Powell's speech or the Oracle Earnings call?