Most people are trained to focus only on what is missing financially. This question shifts attention toward evidence of capability, resilience, intelligence, and survival. And while the 40 days of Financial Clarity is to bring awareness and clarity into the exact numbers of our accounts, on the plus and minus sides, it's also to bring awareness to our patterns and also our strengths. As someone with ADHD and on the Autism spectrum, and raising 3 kids on her own, I realized I had to lean on my strengths to get to where I wanted to go, NOT spend time and energy on my weaknesses (of which there are so many). Many people say: - “I’m bad with money” - “I always struggle” - “I’m behind” But I want you to ask yourself: Is that really true?? because evidence might say: - You kept a roof over your head during hard times - You raised children - You recovered from losses - You built savings before - You're consistently saving (even $5/wk compounds) - You paid off debt - You learned investing - You increased income - You survived losing a job Please share today, where do you already demonstrate financial strength?

Hello VIP! I have scheduled The Pillars of Investing refresher class for June 12th at 1pm cst. This class will hit all of the highlights and deepen into the 6 modules we've already learned. Now that you've had a chance to put the framework into use, bring your questions. In July, the VIP class is "Investing Tips and Tricks", small but powerful tricks/hacks we can use and bring into our investing/trading.

It usually shows up in specific situations, environments, or emotional triggers. Maybe when you see someone with: - money in investments - stable income - valuable assets (line a paid off house) - strong financial intelligence and capability The goal today is not judgment.The goal is simply noticing. * Two people with the same bank balance can feel completely different levels of safety. * Scarcity can appear even during abundance if the nervous system does not trust stability. * Many people say “I’m broke” when what they really mean is: * “I feel uncertain.” * “I feel exposed.” * “I fear loss.” * “I fear not having enough later.” What situations make you fee scarcity or lack the most? Is it when the bills come in the mail or is it when you park next to a Ferrari?

Financial failure is rarely about lack of knowledge - it’s about repeated misalignment in behavior. Misalignment = actions that move you further away from Your stated and intended financial goals. Income - undercharging/not negotiating for higher pay Avoiding opportunities Procrastination on higher value work Spending - emotional spending Spending after earning, especially bonus, commissions Investing - pulling out of the market due to fear or putting too much in (FOMO) Savings - not saving/dipping into savings Avoidance - not looking at accounts/debts - People don’t just act against goals randomly - They act in alignment with their current identity - They move away from pain Which is it for you guys?

Step 1 - list all your debt! * Credit cards * Personal loans * Student loans * Mortgages * Car loans * Lines of credit * For each one, write: * Current balance * Minimum payment * Interest rate (APR) Step 2 - do the math: - Annual interest cost =Balance × Interest rate - $10,000 at 20% → $2,000/year - * That’s ~$167/month just in interest (before touching principal) Step 3 - Categorize: high vs low interest High-interest debt (typically 10- 30%+) - Credit cards - Many personal loans - Some private student loans→ This is financially corrosive→ It compounds against you Moderate-interest (5- 10%) - Auto loans - Some private loans→ Neutral to slightly negative depending on context Low-interest (0–5%) - Mortgages (historically) - Federal student loans - depending when you went to school