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10 contributions to Full Circle Property Academy
Happy Sunday everyone ☕
Sundays are my reset day a bit of time with the family a brew and then 30 minutes sat down planning the week ahead that half hour on a Sunday has made me more money over the years than most of the deals I've done because it's where I decide what actually moves me forward and what's just distraction. My week just gone: ✍️ Signed for another 2 at the solicitors 📰 Watched the headlines tell everyone to sell up (you know my view on that 😂) 📊 Went through a stack of deals and binned most of them. The numbers have to work. This week: 📞 Our first live Zoom call is this Tuesday 17th November at 6pm. Bring your questions your deals and your problems. Nothing's off the table finance, refurbs, legislation, finding deals, whatever's on your mind. I'd love to see as many of you there as possible. Now over to you 👇 What's one thing you're going to get done in property this week? It doesn't matter how big or small. Booking a viewing, speaking to a broker, analysing your first deal, chasing a solicitor or just reading a course in the classroom. Put it in the comments. Saying it out loud in here makes you far more likely to do it. Have a good one.
1 like • 5h
Draft lease option document received from solicitors. Need to check and make sure all is correct. The wife is at our current “in legals” property tomorrow AM to have fire risk assessment carried out. Then straight to an exiting block to have the FRA reviewed as thing have changed around the building. compliance is key. 19 unit title split decision is Tuesday - well, the vendor agreeing to £300 VF anyway. Following that, if it’s a yes, straight into planning go the refinancing - biggest risk we’ve ever taken here as the market is potentially a bit all over the place. Full week of rail consulting to plan and execute as well. Let’s go! 👊
0 likes • 4h
@Liam Stone it’s been floating around for 7 months. Motivated seller. We just can’t get the £300k needed for a deposit hence the VF. But he’s nervous about it as he’s an older chap.
Everyone's running. That's when you buy.
Landlords sell up and fewer houses are available to rent. The tenants are still there though. People still need somewhere to live and demand isn't going anywhere. Low supply + high demand = higher rents. Every single time. So why do I think now is a good time to buy? Motivated sellers. Tired landlords want out. They're not holding out for top money they want a clean quick sale. That's where you negotiate properly. Tenanted stock and portfolios. More landlords are selling with tenants in situ or offloading several at once that means rent from day one and deals you'd never normally get a look at. Less competition. The casual landlords who got in because it looked easy are leaving free people bidding against you. Rents are only heading one way. Less supply and the same demand means your rental income is protected and likely growing. Everyone's scared. The best deals I've ever done were bought when the headlines were bad. When everyone's buying you end up overpaying. When everyone's running you buy well. The rules are tighter and the numbers have to work from day one. Buy right run it like a business and stay on top of the legislation. Do that and the fundamentals are firmly on your side. So where are you at 1️⃣ Thinking of selling up 2️⃣ Holding and riding it out 3️⃣ Still buying 4️⃣ Not started yet and wondering if it's too late Drop your number below.
Everyone's running. That's when you buy.
1 like • 4h
Researching creative ways to buy. We have all our capital tied up currently. So need something a bit different.
0 likes • 4h
@Liam Stone We are trying a Lease Option currently. Paperwork is in my inbox for checking. We’ve dabbled with Private finance - but can’t raise enough to make a purchase yet. Assisted sales are something we need to read up on for sure. Wouldn’t mind getting a nice long LOA ad the one we are doing is quite short - 3 years and we’ve got a decent refurb to do on it.
What would you do? A hypothetical to think through
You've viewed a terraced house that looks good on paper the numbers work if the refurb comes in where you expect on the second viewing you notice a damp patch in the back bedroom that you missed the first time the agent says there's another viewing booked for tomorrow. There's no single right answer and that's the point I'm more interested in how you'd think it through than what you'd decide. Some things to consider · What would you want to know before making any offer? · Who would you ask and what would you ask them? · Would the other viewing change how you approach it? Should it? What's the first thing you'd do next and why?
2 likes • 1d
The other viewing would not affect me at all. Our offers are generally subject to satisfactory survey anyway. You’re not committed in this country even after the offer is accepted. I’d get some more detailed photos, video inside and out. Send them to the builder and discuss. At the same time I’d make sure the agent knows about this as if they are doing their job properly they’ll report it back to the seller. We can then have a discussion around how we are being professional and someone else may offer more etc but will still need / want the survey. At least we are bringing it up now and being transparent our offer and the risks associated with it.
0 likes • 1d
@Liam Stone cheers. We’re learning all the time.
Angel investors
Are there any angel investors on here or anyone with an investors funds burning a hole in their pocket. We are about to commit to a massive title split - 7 figures and all that. We have the exit sorted and it’s in two phases. So we are looking to see if anyone could / would be able to help us bridge any gap between phase 1 and 2. If it goes to plan we won’t need the support but happy to pay a fee for it being available. So there is potential to earn something for nothing.
0 likes • 8d
Title split of 19 units over two blocks. Block 1 is 15 units Block 2 is 4 units Purchase price is £1.3m. Split is £1.985m backed by a RICS valuation. We’ve got good sold comps and estate agent buy in. All fully rented generating £10.5k pcm. Overall, it’s 15% under market value for rents. So we need to asset manage up to £12.2k over time. Phase 1 is refinancing block 1. We’re confident it’ll achieve the £1.5m and release enough to clear the bridge. But…. The world is a funny place! Block 2 needs sorting a few months after as we need to do some minor work to one of the flats to maximise the refinance. When that’s done we easily cover everything. Appreciate it’s an odd request. We have raised £1.1m but it’s an expensive £1.1m. So open to other suggestions! Remaining balance of £200k is vendor finance. But the old chap selling is being a bit aloof about things. Cheers
Lease option solicitor
Looking for a solicitor that can help us get a lease option agreement drawn up. We have a heads of terms that are being signed on Friday so can supply this as starter. Vendor is basically throwing the keys at us to go as she’s done and needs get away and emigrate.
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Simon Southgate
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44 points to level up
@simon-southgate-5739
The Somerset property guy! Want hands free, stress free high quality property in Somerset… DM and we can talk.

Active 3h ago
Joined Oct 14, 2026
Somerset
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