To our member @Sasha Jimenez who got approved for a 30k 0% Citizens Card - Currently sitting at 76k in 0% funding before we finish with Wells Fargo . All the steps members are currently taking in this community she has taken & this is the outcome when you follow process - have faith 👊🏽

How to Use a SMART Goal Worksheet & Why It Matters A SMART goal worksheet is a powerful tool for setting clear, actionable, and achievable goals. SMART stands for Specific, Measurable, Achievable, Relevant, and Time-bound — five essential criteria that help bring structure and clarity to your ambitions. How to Use a SMART Goal Worksheet: 1. Specific: Define exactly what you want to accomplish. Instead of saying “Get better at saving money,” say “Save $1,000 for an emergency fund.” 2. Measurable: Identify how you'll track progress. For example, “I’ll save $250 each month for four months.” 3. Achievable: Make sure the goal is realistic given your current resources, time, and commitments. 4. Relevant: Align the goal with your broader values or objectives. Ask yourself, “Why does this matter to me right now?” 5. Time-bound: Set a deadline. This creates urgency and focus. For example, “Complete this goal by December 31st.” Why It’s Important: Using a SMART goal worksheet helps turn vague ideas into a clear roadmap. It increases motivation, boosts accountability, and helps you track progress along the way. Whether you're working on personal growth, finances, health, or business, SMART goals reduce overwhelm and increase the likelihood of success.