Here is a breakdown of the current proposal to offer 50 year mortgages. Here is what's going on and my thoughts. Note: the proposal is currently only for conventional mortgage loans.

Navy Fed recently did a study on VA loan awareness. The results were shocking. The video below explains what happened.

This is my latest email newsletter. Sharing here in case you don't get it. _________________________________________________ I'm continuing my series on the 50 year mortgage proposal.  Like I said on previous emails, it's only a proposal at the moment and only proposed on conventional mortgages.  But, VA typically will typically follow conventional updates and I do have some concerns if VA decides to go down this path.  In this video, I outline the risks and why it could be a disaster for someone to take out a 50 year mortgage on a VA loan if it ever became available. I even break down the amortization schedule. I'm not just making this up as I go along here.  Please watch the video and share with your friends. https://www.youtube.com/watch?v=P9XngPYxnAE

Here is a recent YouTube video that I made about why someone might actually refinance from a low rate in the 3s to a higher rate. When paying down debt it's all about the blended rate. https://youtu.be/PozpylHDYbU

Buying your first home using a VA loan is an exciting milestone, especially if you're a veteran or an active duty service member. However, this process can also be filled with pitfalls that might cost you time, money, and even the chance to secure your dream home. Drawing from years of experience helping VA homebuyers, I want to share the six most common rookie mistakes that I see first-time VA buyers make — and more importantly, how you can avoid them. If you’re preparing to buy your first home with a VA loan, this guide will help you dodge costly errors, reduce stress, and make your home buying journey smoother. See full blog post