JUST JOEY RULES + FOUNDATION SYSTEM (READ CAREFULLY)
This applies to EVERYONE in the community, not just new members. We operate on structure and discipline, not emotions. Foundation rules: • No investing until your financial foundation is strong • Budgeting and spending control comes first • You must understand your “why” before investing • You must have a working money system, not random spending • Minimum $1,000 emergency fund is strongly recommended • Ideally one month of expenses saved before investing • You should have a surplus before entering the market Investing rules (non negotiable): • No selling based on emotions • No constant portfolio changes or rebalancing • Avoid unnecessary taxable decisions • No panic decisions • Do not check your investments every day • This is about ownership and long term discipline Core mindset: Investing is not gambling or guessing It is a long term system built on stability, not instability If you follow this properly, investing becomes simple and controlled.