30-Day Credit Rehab — Quick Education Drop

Let’s talk about collections 👇🏽

A collection is a debt that went unpaid long enough that the original company sent it to a third-party collection agency.

That can be:

• Old light bill

• Phone bill

• Medical bill

• Credit card

• Anything showing as “in collections” with a balance

Even a small $100 collection can drop a score 20+ points.

But here’s what I need you to understand:

Paying it does NOT automatically fix your score.

And removing everything is NOT always smart either.

Before touching a collection, you should ask:

✔️ Is it accurate?

✔️ Is the balance correct?

✔️ Is it still within reporting time?

✔️ Will they delete it if paid?

Credit rehab is strategy — not emotion.

For today’s action:

Go pull your full report and list every account showing “collection.”

Write down the balance and the date opened.

Awareness first. Strategy next. 💳🔥

1 comment

skool.com/30-day-credit-rehab-4716

Credit Rehab is a 30day guided recovery experience focused on breaking bad credit habits, rebuilding discipline & how credit really works

Coach Eva

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